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　　隨著美國房地產(chǎn)市場泡沫化，幾百萬人失去家園，美國政府發(fā)現(xiàn)，驚人的詐騙案例是引發(fā)房貸危機的罪魁禍?zhǔn)�。最普遍的情況是銀行推出的免查收入貸款，俗稱“騙子貸款”，使許多貸款人在不需提供文件證明的情況下，夸大了自己的真實收入。不過，這其實還是小兒科，一些更可怕的詐騙案包括盜用身份以及使用偽造文件的“假買家”。 <br/>　　在芝加哥最近的一起案件中，市政府準(zhǔn)備起訴一名以詐騙手法購買5所房子的婦女。普里斯頓說：“當(dāng)我們上她家送交法庭文件時才知道，她只有9歲。原來她叔叔盜用了她的身份�！北I用身份的作案人通常在沒有支付首期的情況下購買房子，然后將房子出租，直到房子被拍賣為止。他收取了房租，卻沒有償還貸款。一家專門為借貸公司提供貸款詐騙保險及預(yù)防詐騙訓(xùn)練的機構(gòu)負(fù)責(zé)人稱：“至少30%的貸款人提供了不確實的資料�！� <br/> </p><p style="margin-bottom:10px"><strong>相關(guān)熱詞搜索：</strong><a href="http://www.newchangjing.com/tag/%BB%F6%CA%D7.html" target="_blank">禍?zhǔn)?/a> <a href="http://www.newchangjing.com/tag/%CB%AD%CA%C7.html" target="_blank">誰是</a> <a href="http://www.newchangjing.com/tag/%CE%A3%BB%FA.html" target="_blank">危機</a> <a href="http://www.newchangjing.com/tag/%CB%AD%CA%C7%B4%CE%B4%FB%CE%A3%BB%FA%BB%F6%CA%D7%A3%BF.html" target="_blank">誰是次貸危機禍?zhǔn)祝?/a> <a href="http://www.newchangjing.com/tag/%B4%CE%B4%FB%CE%A3%BB%FA%B5%C4%D7%EF%BF%FD%BB%F6%CA%D7%CA%C7%CA%B2%C3%B4.html" 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